Native Americans: No Deductibles, No Copays, No Individual Mandates Under Obamacare
When it comes to Obamacare, nothing beats being an Indian or an Eskimo. They will have to pay no copayments, no deductibles and their total out-of-pocket costs for any given year is zero. And we are being assured that it doesn’t have anything to do with the 2.5 million they gave Obama for his re-election or the $68,000 they gave Harry Reid.
And even better, in most cases you don’t even have to prove you are a real Indian. (The Elizabeth Warren Exemption) That means that thousands could claim Indian heritage to cut their medical costs.
An Indian Health Service document says:
“American Indians and Alaska natives who purchase health insurance on the individual market through an Exchange do not have to pay co-pays or other cost-sharing if their income does not exceed 300 percent of the poverty level, roughly $66,000 for a family of four in 2010 ($83,000 in Alaska),”
So who does pay for the deductibles and the copays? If the health insurance companies are forced to eat the costs, then that will get passed on to non Indians in the form of higher premiums. If the government pays for it, the taxpayers pay for it, many of who make much less than 300% of the poverty level.
There is another major Indian only provision you may not be aware of. That provision says:
“Members of American Indian and Alaska Native Tribes are exempt from individual responsibility assessments.”
Translation? The individual mandate does not include Indians. They do not get penalized for not buying an insurance policy.